The Placzeks Blog» Uncategorized http://blog.findhomeslondon.ca Just another Myswiftblog Blogs weblog Fri, 05 Mar 2010 14:12:51 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 The New Mortgage Rules http://blog.findhomeslondon.ca/2010/02/27/the-new-mortgage-rules/ http://blog.findhomeslondon.ca/2010/02/27/the-new-mortgage-rules/#comments Sat, 27 Feb 2010 19:17:05 +0000 rplaczek http://blog.findhomeslondon.ca/?p=155 The new mortgage rules that will come into effect on April 19, 2010 have caused concern amongst potential home buyers. The new mortgage stipulations that Finance Minister Jim Flaherty presented are as follows: The new rules will require that all borrowers meet the standards for a five-year fixed-rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interest rates in the future. The rules have lowered the maximum amount Canadians can withdraw in refinancing their mortgages to 90% from 95% of the value of their homes. This will help ensure home ownership is a more effective way to save. The last amendment affects property speculators who buy places but don’t live in them. They will now have to put a minimum of 20% down, up from 5%. These changes are being implemented in order to prevent negative trends from developing that may damage an already weakened Canadian economy. As previously stated it is anticipated that interest rates are going to increase and this is a way to ensure Canadians are prepared. By implementing these new policies it will ensure that variable rate mortgages do not rise too quickly and cripple homeowner’s financially.

The Canadian Real Estate Board welcomed these amendments and was thankful that the federal government didn’t increase the minimum down payment or decrease the amortization period (the length of time in which a mortgage may be paid). The new rules should help Canadians manage their debt better and prevent the disaster which is currently sweeping the United States.

]]> http://blog.findhomeslondon.ca/2010/02/27/the-new-mortgage-rules/feed/ 0 June is a Big Month for Local Charities http://blog.findhomeslondon.ca/2009/06/01/june-is-a-big-month-for-local-charities/ http://blog.findhomeslondon.ca/2009/06/01/june-is-a-big-month-for-local-charities/#comments Mon, 01 Jun 2009 14:53:26 +0000 rplaczek http://blog.theplaczeks.com/?p=42 We are proud to support a couple of charities both national and local, supporting local charities is our way of showing appreciation for our community. On annual basis  we are proud to donate a portion of every transaction we do is given to the Children’s Miracle Network.

Here are a couple of local charity  events coming up this month:

The 25th Annual London Humane Society Bark in the Park Walk-A-Thon:

This family orientated event attracts people of all ages and backgrounds. The day will consists of a 5km walk, with water stations positioned along the route, provided by our generous veterinarian community, in addition to a wide array of exhibitors from the animal care industry. A showcase of entertainment includes pet trick contests, agility and dog training demonstrations. All money raised in the form of pledges will go directly to our local shelters, supporting animals here in London. The event is taking place Sunday, June 7th, 2009 at Greenway Park, London between 10 am – 2 pm. The Placzeks will have four representatives taking place in this event

Meet Team Placzek

Romeo Benny Brodie Maximus

This is a very important event for the Humane Society, they do not receive any government funding so the only money they have to work with is from fund raising.  If you can pledge any money it would be greatly appreciated and any business that would be willing to donate at least $20 will be listed on our business directory. If you would like to support this great cause please email Richard at richardplaczek@gmail.com


London’s 4th Annual Cruizin for CF:

What is Cystic Fibrosis?- Cystic fibrosis (CF) is the most common, fatal genetic disease affecting young Canadians. CF is a multi-organ disease affecting primarily the lungs and the digestive system. It is estimated that one in every 3,600 children born in Canada has CF. At the present time, approximately 3,500 children, adolescents, and adults with cystic fibrosis attend specialized CF clinics. 

What is CCFF?- The Canadian Cystic Fibrosis Foundation, is a Canada- wide health charity with more than 50 volunteer chapters. the CCFF’S primary goal is to fund cystic fibrosis research and care. The Foundation is one of the world’s largest non- government grating agencies in the field of CF research!

Join the Drive for a Cure!- This  day long event where owners of all types of vehicles can take part in a relaxing drive and offering a unique itinerary packed with activities, and prizes. This event will take place Sunday June 21st, 2009 and all proceeds will be going to The Canadian Cystic Fibrosis Foundation. This a great event for an even better cause and we are very proud to be one of this year’s sponsors.If you would like more information about taking part or donating to this event please go to the website  www.cruizinforcf.com

cruise-for-cf

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